Columbia real estate and homes for sale in Maryland - Ana Lucia Porter, REALTOR® Ana Lucia Porter REALTOR(r) for Columbia, Maryland real estate - NUMBER1EXPERT™ Ana Lucia Porter NUMBER1EXPERT(tm) for Columbia, Maryland real estate
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Ana Lucia Porter, REALTOR®, real estate agents and broker for Columbia Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me toll free: 877-715-3254.


Find Out About the Latest Homes for Sale First!
I add our newest homes to this web site first. It can be some time before they appear in the MLS.
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A Great Job From Beginning To End!
If it hadn't been for Ana Lucia, I don't think the house would have sold.
Ralph and Mary DeCunzo, Pasadena, Maryland
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Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Ana Lucia Porter is one of The Top Selling Real Estate Experts™
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Ana Lucia Porter, REALTOR®, real estate agents and broker for Columbia Maryland home listings, property and land for sale - NUMBER1EXPERT(tm) Ana Lucia Porter, REALTOR®, real estate agents and broker for Columbia Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
Ana Lucia Porter, REALTOR®, real estate agents and broker for Columbia Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Columbia, Maryland Real Estate
 

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. 

Need local real estate information? I've summarized much of what is important about the Columbia real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top REALTOR. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. 

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTOR. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together I will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As a top Columbia REALTOR, I have the experience and track record you are looking for. Please let me help. 

- Ana Lucia Porter 



Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
From 1974 to 1996, what was the world's tallest habitable building?

A 
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high.
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Search for local listings in the comfort of your own home.
Access the Metropolitan Regional Information Systems (MRIS), which lists most homes for sale in Maryland, Northern Virginia and the District of Columbia. Home Prospector and Home Finder do it all!
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Ana Lucia Porter, REALTOR®, real estate agents and broker for Columbia Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Ana Lucia Porter
RE/MAX 100

11000 Brokenland Parkway, #200
Columbia, MD. 21044
Blackberry - Cell: 443-286-2137
Toll Free : 877-715-3255
Fax: 410-740-8258
Office: 410-730-6100
Email: maryland-real-estate@NUMBER1EXPERT.com
Direct email: marylandhomes@mindspring.com

Ana Lucia Porter is a highly effective REALTOR who brings 29 years of full-time real estate sales and marketing experience to help you achieve your goals. Ana Lucia holds the designation of Graduate of the Realtors Institute and the Certified Residential Specialist (CRS) In her own words: "I strive to use the most modern technology to help achieve the goals of my clients while always remembering that the human side of a residential real estate transaction is the most important."

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